The current average 30-year fixed mortgage rate climbed 1 basis point from 3.91% to 3.92% on Monday, Zillow announced.

The 30-year fixed mortgage rate on February 20, 2017 is down 2 basis points from the previous week’s average rate of 3.94%.

Additionally, the current national average 15-year fixed mortgage rate increased 1 basis point from 3.11% to 3.12%. The current national average 5/1 ARM rate is up 1 basis point from 2.95% to 2.96%.